Predatory Lending and the Destruction of the African-American Dream Janis Sarra

Predatory Lending and the Destruction of the African-American Dream

Author: Janis Sarra
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Book Title
Predatory Lending and the Destruction of the African-American Dream
Author
Janis Sarra
ISBN
9781108811583
Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African Americans, with a focus on predatory practices in the home mortgage context. They also examine the failure of reform and litigation efforts ostensibly aimed at addressing this form of racial discrimination. This research, augmented by first-hand narratives, provides invaluable insight into the racial wealth gap by vividly illustrating the predation that targets African-American consumers and examining the intentionally obfuscating settlement terms of cases brought by the U.S. Department of Justice, States Attorneys, and municipalities. The authors conclude by offering structural, systemic changes to address predatory practices. This important work should be read by anyone seeking to understand racial inequality in the United States.Binding Type: PaperbackAuthor: Janis Sarra, Cheryl WadePublisher: Cambridge University PressPublished: 07/09/2020ISBN: 9781108811583Pages: 220Weight: 0.97lbsSize: 9.00h x 6.00w x 0.69d
Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African Americans, with a focus on predatory practices in the home mortgage context. They also examine the failure of reform and litigation efforts ostensibly aimed at addressing this form of racial discrimination. This research, augmented by first-hand narratives, provides invaluable insight into the racial wealth gap by vividly illustrating the predation that targets African-American consumers and examining the intentionally obfuscating settlement terms of cases brought by the U.S. Department of Justice, States Attorneys, and municipalities. The authors conclude by offering structural, systemic changes to address predatory practices. This important work should be read by anyone seeking to understand racial inequality in the United States.

Binding Type: Paperback
Author: Janis Sarra, Cheryl Wade
Publisher: Cambridge University Press
Published: 07/09/2020
ISBN: 9781108811583
Pages: 220
Weight: 0.97lbs
Size: 9.00h x 6.00w x 0.69d
Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African Americans, with a focus on predatory practices in the home mortgage context. They also examine the failure of reform and litigation efforts ostensibly aimed at addressing this form of racial discrimination. This research, augmented by first-hand narratives, provides invaluable insight into the racial wealth gap by vividly illustrating the predation that targets African-American consumers and examining the intentionally obfuscating settlement terms of cases brought by the U.S. Department of Justice, States Attorneys, and municipalities. The authors conclude by offering structural, systemic changes to address predatory practices. This important work should be read by anyone seeking to understand racial inequality in the United States.

Binding Type: Paperback
Author: Janis Sarra, Cheryl Wade
Publisher: Cambridge University Press
Published: 07/09/2020
ISBN: 9781108811583
Pages: 220
Weight: 0.97lbs
Size: 9.00h x 6.00w x 0.69d